Defined events policy covers you, if your property or home has damaged or destroyed due to some pre-declared events (By insurer). You will get financial protection only on these previously defined events, besides these you will get nothing. Now, the question may rise, what are the defined events? The events previously defined by insurer for which insurance holder will get financial cover.

Generally, it contains these events:

  • Fire
  • Storm
  • Theft
  • Lightning
  • Malicious damage
  • Explosion
  • Earthquake
  • Impact
  • Accidental breakage of glass

Ultimately you can select level of cover. You should always have this on mind that if you are opting defined events separately; you will get financial cover or protection only for those events.

A defined Events Policy owner by bullet insurance will not get cover for any damage, loss or liabilities caused by following events.

  • Bushfires
  • Grassfires
  • Fires
  • Flood
  • Storm
  • Rainwater
  • Named cyclone

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