Public liability insurance isn’t a legal obligation, but it can be essential. It provides compensation for damage or injury caused to your clients or the general public and results from your work, for example when you are cleaning someone’s home.
You might think accidents only happen if someone is not careful and that if you are diligent and conscientious, accidents won’t happen to you. Sadly though, life throws curve balls and the character of accidents is that you have no power over when, how or why they happen. As a cleaner, you’re entrusted with the keys to someone’s home and conscientious for polishing and buffing up all their worldly goods. So it’s significant looking for policy extensions that also cover you for: